The first I will need to do is contact a fiduciary to setup an investment account with average risk, and diversified to make it likely that I will have 9% ROI which is average. Since I am not able to work, this will be my only source of income. However, it will be enough. On the first day of the month, I will have 2 transfers. 25% of my earnings will go to my Money Market account which is for my taxes. This 25% should be enough to cover the tax for the privilege of investing the money into the economy. 75% will go directly into my Swiss bank account. This is not to hide my money, but protect it. The government will already know about my investment fund, so this is not being hidden from the government. I will blame FDIC for the minimal $250,000 insurance that will not cover 10% of my assets that I will have. This is why I will need a Swiss bank account.
As for the investments, there are a few things to consider which I will clarify below. First, we need to know 9% is annual, and I will receive much less every month. Next, you would have to recognize the taxes that would be involved. This will be 25% for the taxes, and that money will go into a Money Market account. The remaining 75% will go into my Swiss account. The calculations are as follows
$5,000,000 (investment fund) × .09 (9%) = $450,000 per year.
$450,000 (ROI) ÷ 12 (months in a year) = $37,500
$37,500 (monthly income) × .25 (taxes) = $9,375
$37,500 (monthly income) – $9,375 (taxes) = $28,125 (net)
This will mean that every month, $9,375 will deposit into the Money Market account for paying the taxes when that becomes due. $28,125 will deposit into my Swiss account every month for safe holdings. I will have $250,000 in my checking account to handle day to day transactions. I will have a carry card that I will use to make purchase, and since I am using a credit card, I will pay the card off every 2 weeks. Once my checking account drops below $25,000 – I will transfer $225,000 to the checking account from the Swiss account, and then spend down as I cover my bills and expenses.